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Hello,
I'm Victor Martinez
Loan Officer

NMLS#: 1963223

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Hello, welcome to my page.

Welcome to Next Gen Home Loans, your trusted partner in achieving homeownership goals. Meet Victor Martinez, a dedicated Mortgage Advisor committed to guiding clients through the journey of purchasing a home. With a deep understanding of the mortgage industry, Victor provides personalized financial solutions tailored to meet the unique needs of each client.

Victor believes in the importance of homeownership as a cornerstone of financial stability and personal fulfillment. With years of experience, he has helped numerous individuals and families navigate the complexities of the mortgage process with confidence and clarity.

Whether you’re a first-time homebuyer, refinancing your current home, or exploring investment opportunities, Victor is here to provide expert guidance and support. Contact Victor Martinez at (209) 342-8998 or Victor@tnghomeloans.com to start your path towards owning your dream home today.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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